PRASTIYO, Wawan Edi; SUARTHA, I Dewa Made. Debt Collection Violations in Financial Technology in a Cyber-ethic and Legal Perspective. Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia, Indonesia, v. 6, n. 1, p. 13–21, 2021. DOI: 10.25008/jkiski.v6i1.510. Disponível em: https://mail.jurnal-iski.or.id/index.php/jkiski/article/view/510. Acesso em: 11 oct. 2026.